Helping You
I make awesome Google Sheets for myself and then release them here for you!
Budget Less. Worry Less. Enjoy More.
Understand where your money is going, and how it's working as hard as it can for you.Monthly Spending Budget
Give every dollar you earn a home. Take a quick look at where your money is going, and then create your own personal income statement to work backwards.
The goal? Reach $0 at the end of the month. If you know you spend $$$/month on Rent, Food, Eating Out, and Netflix, might as well acknowledge that, and see where it puts you financially. And then decide how much to auto-save or auto-invest
Retirement Calculator
Most people I talk to have no idea how much they need to retire. The basic math? Multiple 25x the amount you want to spend annually. With investment growth, you'll be able to withdraw from your account indefinitely.
Now... how do we get you to that magical number by the time you retire? Check it out in this sheet
Mortgage Calculator
Ever wonder if it's better to Rent or Buy in your area? Why not run the actually numbers and see what year you should live there until for it to make sense. Don't make the largest financial purchase of your life based on a rule-of-thumb or some Forbes article you read.
Personal finance is personal. Punch in the numbers and decide what kind of life you want to live.
Dollar Cost Average Simulation
"The Stock Market is too high right now. I'll wait until it cools down, and then consider buying in"
"If only I started investing back in 2015.. then I would have been able to save for this down-payment"
I hear both of these A LOT. And so I built a calculator that simulates your investment return based on any point since 2000 until now. Select your starting month and how much you "contributed" per month, and see where you'd be.
The point? Not to discourage you even more, but to show you it doesn't matter when you started, the annual return is very consistent, and it is almost ALWAYS better than a high-yield savings account.
Credit Card Rewards
Cash Back, Travel Miles, Free Hotels.
Learn about how many credit cards you should have, the impact of your credit score over time, the easiest ways to increase your credit score, and a list of credit cards, in order, that I recommend for anyone looking to maximize thier credit card points and credit score.
Ready To Take The Next Step?
I would be more than happy to schedule a free consultation with you to see how I can help. I work based off of a sliding scale, based in need, and am willing to meet you wherever you feel comfortable.
Schedule A Coaching Call
I work with people of all ages, genders, backgrounds, income levels, and financial situations.
During the first call we'll touch on where you're at today, what your immediate goals are, and where you'd like to see yourself in the near future. Everything is confidential and stays between us.